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Index » Regional/Local » USA/Canada » Health Care Page: 1, 2, 3 ... 246, 247, 248  Next
Post to this Topic
Coaxial
SHINE ON
Coaxial Avatar

Location: 543 miles west of Paradis,1491 miles east of Paradise
Gender: Male
Zodiac: Capricorn
Chinese Yr: Dragon


Posted: Jan 22, 2015 - 8:26pm

 lily34 wrote:
I'm going to the doc at his request Monday due to some recent issues. Nervous, but I hope it stops.
 
{#Hug}
kurtster
ignore the kitteh behind the kurtain
kurtster Avatar

Location: counting flowers on the wall ...
Gender: Male
Zodiac: Libra
Chinese Yr: Dragon


Posted: Jan 22, 2015 - 7:38pm

 ScottFromWyoming wrote:

Everything here has the ring of truth via experience. Thanks.

 
No worries ... {#Good-vibes}

I forgot to add this as well.  Keep track of mileage to and from the docs and hospitals, they are deductible off your income tax to the tune of  56¢ per mile as well as parking expenses.  Keep a log.  Your annual medical expenses need to be a certain percentage of your adjusted gross income to be deductible, but they include the mileage, parking, co-pays, even your eyeglasses.  Meals away from home on these trips may be deductible as well depending on circumstances.

Treat this like a business, cuz that is what it is, the business of getting better.
FourFortyEight

FourFortyEight Avatar

Location: The Dirty South
Gender: Male
Zodiac: Sagittarius
Chinese Yr: Dog


Posted: Jan 22, 2015 - 7:26pm

 kurtster wrote:

Pardon me for my unsolicited input ...

being totally serious ...

When dealing with extraordinary medical treatments and circumstances, we found it best to let everything be done before paying our share of the bills.  Keep track of everything and match the EOB's to the actual bills.  There will be billing errors, denials of certain things, acceptance of others.  Your share will be in flux the whole time treatment is underway.  You will not accurately know what you owe until this is over. 

You can always pay what you owe, but its very difficult to get reimbursed for what you overpay.  The treatments will not stop if you fail to pay your 20% 'on time'.  Of course you make your co-pays for doctor visits and medications at the drug store, but the rest ... not until this is over.

We kept in touch with the billing department and said that we would pay our share when it was over and we had a final bill to settle.  It was no problem.  And much of our share due to the hospitals was reduced and some forgiven.  Even with a good income, this may still happen.

I have walked in your shoes.  My total bill over 3 years was more than $2 million dollars.  The final bill was several hundred pages long ...

wishing nothing but the best for you and P. 

Edit:  since I opened my yap, I may as well add this ...  Please file for Social Security Disability ASAP if you have not done so already.  It opens doors you cannot imagine.  In addition, 2 years after acceptance and date of first payment, you automatically get Medicare.  That in itself is a game changer.

I was Stage IV in October of 2008 and I'm still Stage IV now.  It ain't over till its over.  {#War}

 
Amazing advice.  
FourFortyEight

FourFortyEight Avatar

Location: The Dirty South
Gender: Male
Zodiac: Sagittarius
Chinese Yr: Dog


Posted: Jan 22, 2015 - 7:23pm

 oldviolin wrote:

I'm assuming this was fairly typical for the period, I just have a vivid memory of many of the events...

 
Indeed!  I've got an archaic scar on my right leg from a ten-speed-ramping incident.  Scars on the scull from the "lets soap down the entire boys shower room and slide into walls" episode.  Geez Laweeze. I was an idiot.
ScottFromWyoming
Psycho. Poodle
ScottFromWyoming Avatar

Location: Powell
Gender: Male
Zodiac: Pisces
Chinese Yr: Tiger


Posted: Jan 22, 2015 - 7:00pm

 kurtster wrote:

Pardon me for my unsolicited input ...

being totally serious ...

When dealing with extraordinary medical treatments and circumstances, we found it best to let everything be done before paying our share of the bills.  Keep track of everything and match the EOB's to the actual bills.  There will be billing errors, denials of certain things, acceptance of others.  Your share will be in flux the whole time treatment is underway.  You will not accurately know what you owe until this is over. 

You can always pay what you owe, but its very difficult to get reimbursed for what you overpay.  The treatments will not stop if you fail to pay your 20% 'on time'.  Of course you make your co-pays for doctor visits and medications at the drug store, but the rest ... not until this is over.

We kept in touch with the billing department and said that we would pay our share when it was over and we had a final bill to settle.  It was no problem.  And much of our share due to the hospitals was reduced and some forgiven.  Even with a good income, this may still happen.

I have walked in your shoes.  My total bill over 3 years was more than $2 million dollars.  The final bill was several hundred pages long ...

wishing nothing but the best for you and P. 

Edit:  since I opened my yap, I may as well add this ...  Please file for Social Security Disability ASAP if you have not done so already.  It opens doors you cannot imagine.  In addition, 2 years after acceptance and date of first payment, you automatically get Medicare.  That in itself is a game changer.

I was Stage IV in October of 2008 and I'm still Stage IV now.  It ain't over till its over.  {#War}

 
Everything here has the ring of truth via experience. Thanks.
kurtster
ignore the kitteh behind the kurtain
kurtster Avatar

Location: counting flowers on the wall ...
Gender: Male
Zodiac: Libra
Chinese Yr: Dragon


Posted: Jan 22, 2015 - 6:28pm

 Red_Dragon wrote:
We're just beginning this dance with the c-word. We have United Healthcare, which does not have the best of reputations. Our policy states that we pay 20% until we reach a per-person annual out of pocket of $3,000. I will be keeping meticulous track of every dime we spend and when we hit that limit, I will be forwarding every invoice we get to our insurance carrier. They WILL stick to their contract.

 
Pardon me for my unsolicited input ...

being totally serious ...

When dealing with extraordinary medical treatments and circumstances, we found it best to let everything be done before paying our share of the bills.  Keep track of everything and match the EOB's to the actual bills.  There will be billing errors, denials of certain things, acceptance of others.  Your share will be in flux the whole time treatment is underway.  You will not accurately know what you owe until this is over. 

You can always pay what you owe, but its very difficult to get reimbursed for what you overpay.  The treatments will not stop if you fail to pay your 20% 'on time'.  Of course you make your co-pays for doctor visits and medications at the drug store, but the rest ... not until this is over.

We kept in touch with the billing department and said that we would pay our share when it was over and we had a final bill to settle.  It was no problem.  And much of our share due to the hospitals was reduced and some forgiven.  Even with a good income, this may still happen.

I have walked in your shoes.  My total bill over 3 years was more than $2 million dollars.  The final bill was several hundred pages long ...

wishing nothing but the best for you and P. 

Edit:  since I opened my yap, I may as well add this ...  Please file for Social Security Disability ASAP if you have not done so already.  It opens doors you cannot imagine.  In addition, 2 years after acceptance and date of first payment, you automatically get Medicare.  That in itself is a game changer.

I was Stage IV in October of 2008 and I'm still Stage IV now.  It ain't over till its over.  {#War}


oldviolin
ab origine
oldviolin Avatar

Location: esse quam videri
Gender: Male
Zodiac: Leo


Posted: Jan 22, 2015 - 5:59pm

 lily34 wrote:
I'm going to the doc at his request Monday due to some recent issues. Nervous, but I hope it stops.
 
{#Good-vibes}{#Good-vibes}{#Good-vibes}
lily34
STFU
lily34 Avatar

Location: GTFO
Gender: Female
Zodiac: Cancer
Chinese Yr: Monkey


Posted: Jan 22, 2015 - 5:58pm

I'm going to the doc at his request Monday due to some recent issues. Nervous, but I hope it stops.
oldviolin
ab origine
oldviolin Avatar

Location: esse quam videri
Gender: Male
Zodiac: Leo


Posted: Jan 22, 2015 - 5:55pm

 FourFortyEight wrote:

Well somebody king him.

{#Wink} 

 
I'm assuming this was fairly typical for the period, I just have a vivid memory of many of the events...
FourFortyEight

FourFortyEight Avatar

Location: The Dirty South
Gender: Male
Zodiac: Sagittarius
Chinese Yr: Dog


Posted: Jan 22, 2015 - 5:48pm

 oldviolin wrote:
{#High-five}
...stepped on broken pop bottles, fell out of tree houses, smoked cheap cigars, rode suicide bikes to downhill crashes, had sling shot fights, corporal punishment, went to middle school in the riotous and mean streets of a blue collar town in the late 60's...

 
Well somebody king him.

{#Wink} 
oldviolin
ab origine
oldviolin Avatar

Location: esse quam videri
Gender: Male
Zodiac: Leo


Posted: Jan 22, 2015 - 5:45pm

 kurtster wrote:

I got the measles, mumps and chicken pox in California over 50 years ago and am still alive ...  

Rode skateboards and bicycles without helmets.  Went swimming right after eating.  Even went surfing without a leash ...

Its a miracle I'm still alive !   

  {#High-five}
...stepped on broken pop bottles, fell out of tree houses, smoked cheap cigars, rode suicide bikes to downhill crashes, had sling shot fights, corporal punishment, went to middle school in the riotous and mean streets of a blue collar town in the late 60's...
Red_Dragon
y ddraig goch ddyry gychwyn
Red_Dragon Avatar

Location: Redneck Nation


Posted: Jan 22, 2015 - 5:42pm

We're just beginning this dance with the c-word. We have United Healthcare, which does not have the best of reputations. Our policy states that we pay 20% until we reach a per-person annual out of pocket of $3,000. I will be keeping meticulous track of every dime we spend and when we hit that limit, I will be forwarding every invoice we get to our insurance carrier. They WILL stick to their contract.


kurtster
ignore the kitteh behind the kurtain
kurtster Avatar

Location: counting flowers on the wall ...
Gender: Male
Zodiac: Libra
Chinese Yr: Dragon


Posted: Jan 22, 2015 - 5:34pm

 haresfur wrote:

I'm sure most of the children will survive and their parents will consider that proof that they didn't need to vaccinate them {#Doh}

 
I got the measles, mumps and chicken pox in California over 50 years ago and am still alive ...  

Rode skateboards and bicycles without helmets.  Went swimming right after eating.  Even went surfing without a leash ...

Its a miracle I'm still alive !   
haresfur
I get around
haresfur Avatar

Location: The Golden Triangle Australia
Gender: Male


Posted: Jan 22, 2015 - 4:54pm

 Steely_D wrote:
For the most up to date California measles case counts, see the CA DPH Measles Website 

 
I'm sure most of the children will survive and their parents will consider that proof that they didn't need to vaccinate them {#Doh}
Red_Dragon
y ddraig goch ddyry gychwyn
Red_Dragon Avatar

Location: Redneck Nation


Posted: Jan 11, 2015 - 4:31pm

 Alexandra wrote:
My new inhaler was covered 100%
 
 
Second time this week something was totally covered that I thought wouldn't be. Gratitude, baby. Nuttin' but gratitude.

 
Excellent news.

We're finding out how good our insurance is, too. 
Alexandra

Alexandra Avatar

Location: PNW
Gender: Female
Zodiac: Libra
Chinese Yr: Horse


Posted: Jan 11, 2015 - 4:28pm

My new inhaler was covered 100%
 
 
Second time this week something was totally covered that I thought wouldn't be. Gratitude, baby. Nuttin' but gratitude.
oldviolin
ab origine
oldviolin Avatar

Location: esse quam videri
Gender: Male
Zodiac: Leo


Posted: Jan 11, 2015 - 11:03am

 buzz wrote:

 boom shaka laka laka

 
I love the smell of napalm in the morning
Red_Dragon
y ddraig goch ddyry gychwyn
Red_Dragon Avatar

Location: Redneck Nation


Posted: Jan 11, 2015 - 9:38am


buzz
banjaxed
buzz Avatar

Location: up the boohai
Zodiac: Aquarius
Chinese Yr: Rat


Posted: Jan 9, 2015 - 6:09am

 GeneP59 wrote:

Well Shama Lama Ding Dong

 
 boom shaka laka laka
sirdroseph
Endeavor to Perservere
sirdroseph Avatar

Location: Yes
Gender: Male
Zodiac: Sagittarius
Chinese Yr: Dragon


Posted: Jan 9, 2015 - 4:00am

 Steely_D wrote:

Eeep 
Opp
Ork
Ah-ah 

 

Luv me some Hazil Adkins!
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